Can Ordering Groceries Online Save you Money?

2020 taught us a lot of valuable lessons about saving money and personal growth. For me, one of the best money-saving tips I learned was why I should be ordering groceries online. There have been online food delivery companies around for several years now, but it wasn’t until COVID hit that their business started booming. Most large grocery stores are also offering an order online service for pick-up and delivery. can ordering groceries online save you money?

So, to answer the question, YES – ordering groceries online can save you money! Now, let’s find out how…

grocery cart at market

You’ll Avoid Browsing the Shelves

First and foremost, you don’t have to worry about walking into the grocery store for a gallon of milk and walking out with $100 less in your pocket. Not going to lie, this happens to me pretty much every time I go to a grocery store. I just can’t resist adding those juicy-looking strawberries or new vegan product to my shopping cart!

Or, how about buying something in store just because you can’t remember if you have any at home? Then, of course, you find out you actually have 3 bottles of it in the pantry. Has this ever happened to you? Well, when ordering online, you can look through your pantry and see exactly what you need and how much of it.

At a store, i’s easy to throw products into your basket at the store without accounting for how much everything is adding up to. And my guess is that you probably don’t pay attention to how much every item is pricing out to as the cashier rings things up. Those grapes you thought would only cost $2, actually came out to $7. EEEKK! Well, with online shopping, you get to see the totals before “swiping the card.” This will help you decide whether you really need to buy those extra cans of soup this week.

fruits and veggies at the market

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Use Coupons

Coupons should be your best friend when grocery shopping as markets are constantly giving away free money just for choosing one brand over another. But, let’s be real, how many of us actually take the time to look through our local newspapers and cut out grocery coupons? Time is money and we often have been uses for our “time” than cutting out coupons.

Well, when ordering groceries online, there are often clickable buttons right on the product page to save extra money or find that BOGO steal! Many online grocery websites also have a “Digital Coupon” page where you can quickly scan through all the products on sale and add them to your online cart.

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Purchase History

One of the best tools of ordering groceries online is that they save your purchase history. That means the first time you peruse their website it might take a while to find the products you’re looking for (not as long as being in-store though), but after that, all you have to do is click the “Repurchase” button. This is much more convenient than trying to remember which brand and variety of bread your husband likes. Avoid wasting your money on products you don’t need or like and order your groceries online!

Time is Money, and You’ll be Saving Time

Think about how long it takes you to drive to the market, shop around, and drive home. That could easily be a 90 minute trip. Ordering groceries online shouldn’t take more than 15 minutes using the repurchase feature! Think of all the time you’ll be saving! If you’re a contractor, that’s an extra hour of time you can be working. If you’re a mom, that’s an extra hour you don’t have to pay a babysitter. Those hours and savings add up over the course of a year.

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Pick-up vs. Delivery when Ordering Groceries Online

If you have the time and ability to pick up your groceries, most likely there will be no additional surcharge from the grocery store. However, you need to take into account gas money. How much will it cost to go there and back several times a month?

Many grocery stores and online grocery companies offer free delivery within a certain mile radius after spending a certain amount. If they don’t offer free delivery, it may only cost a few dollars. Run the numbers to see if having your groceries delivered is more worthwhile than putting the miles and gas on your car.

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can ordering groceries online save you money?

Grocery Credit Cards

We all have to buy groceries, so why not get a credit card that can save you a bunch of money? You can automatically save it to your account when ordering groceries online. Now, you don’t have to worry about getting to the checkout line at the store just to realize you forgot to bring the right credit card. Here are our 2 recommendations for the best money-back credit cards for groceries.

Chase Freedom Unlimited

The Chase Freedom Unlimited offers 5% cash back on grocery store purchases up to $12,000 spent in the first year and an unlimited 1.5% cash back on all other purchases. They are currently offering two great bonus opportunities.

  • You can earn $200 cash back after spending $500 in the first three months
  • There’s a 0% intro APR for 15 months on purchases (standard 14.99% – 23.74% variable APR).

Citi Rewards+℠ Card

The Citi Rewards+℠ Card offers 2x ThankYou® Points per $1 spent at Gas Stations and Supermarkets. It also offers 15,000 bonus points after spending $1,000 in purchases during the first three months.

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Where to Order Groceries Online?

With Amazon Prime Now, you can get your groceries delivered in 1-2 hours. And the best part is, 2-hour delivery is free with an Amazon Prime membership! Amazon offers a ton of savings through their brand partners and you can pick up a lot more than just groceries. They also save your purchase history to make ordering in the future as convenient as possible!

Your local Grocery store! Most of the big name grocery stores are offering online ordering now and possibly even free delivery, so make sure to check their website.

InstaCart is a great online grocery delivery service that partners with 100’s of retailers around the country and offers same day delivery, including stores like The Vitamin Shoppe and 7-Eleven. Deliveries starts at $3.99 for same-day orders over $35. Fees vary for one-hour deliveries and deliveries under $35. However, Instacart Express members get free delivery on orders over $35 per retailer. 

RECAP: How Ordering Groceries Online Can Save You Money

  • You’ll avoid browsing the shelves
  • You can use coupons
  • The sites save your purchase history
  • Time is Money. You’ll be saving time by not having to go in-person
  • Pick-up and Free Delivery are options
  • Use a grocery credit card to save extra $$$
  • Which sites to order on

Find more money saving tips here!

can you save money by ordering your groceries online?
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DISCLAIMER: I use affiliate links in this article, which means I make a small commission if you purchase via my link. I only recommend products and services I love and use. It’s totally up to you if you want to use my link to purchase or not.

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